I have a little trick for you about how to step down and save money, it’s a very simple process which I believe will help you save money in whatever you decide to purchase.
‘Step-down’ is a process of identifying less expensive purchase alternatives and a process which will help you save money. Instead of cutting out an item (for example, eating out a restaurant or buying clothing), find a way to purchase it for less or get it for free.
You can think of spending as a descending staircase, with steps going down from the most expensive way to buy an item (top step) to the least expensive way to buy something (bottom step). For example, if you consider clothing. A five-step staircase might look something like this.
1st Step: Expensive department stores or speciality shops
2nd Step: Mid-price department store or outlet
3rd Step: Discount department store
4th Step: Second hand stores / Ebay / Car boot
5th Step: fREE from sites such as Freegle / family / friends
I highly recommend you try this process out and see how much you could be saving.
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